Risk Statements

Investment

The value of your investment and any income from it may go down as well as up. You may not get back the original amount you invested. us.

Estate Planning / Tax

Tax treatment depends on individual circumstances. Both your circumstances and tax rules may be subject to change in the future. Not all areas of Estate Planning or tax planning are regulated by the Financial Conduct Authority.

Protection

If premium payments are not maintained, the benefits of the plan will be put at risk. If premium payments cease altogether, the benefits of the plan will cease. The cover may be less than you need if you do not review it regularly.

Cash Flow Modelling

Cash Flow Modelling is not regulated by the Financial Conduct Authority.  Please note that some models utilise historical data, which does not indicate what will occur in the future and assumptions may not be borne out in practice.